Quotes that don't compare?

HMO schedule of works: every builder prices the same job

Three quotes often price three different jobs, and what's left out comes back as variations. We write one itemised schedule of works from your architect's plans, so every builder prices the same lines. It's prepared for your lender too.

£834 inc VAT (£695 + VAT), up to 8 rooms. Also in the Loan Ready pack and the full package.

20 minutes with Tahirah: your property, your finance, your timescale, and whether the package or one piece fits. No obligation.

You keep your builder. Book a call this week. Proposal within 24 hours. There's nothing to pay unless you go ahead.

Can't wait? Call Tahirah now on 01733 971 200.

Adam Cooper on who wrote your schedule of works
Adam: who wrote your schedule of works?

Take the 2-minute checkFive quick questions, then Tahirah calls you back.

Adam Cooper, Director · 14+ years in property · 79 projects · £37.8M combined end value (GDV) of projects we've been involved in

What's in an HMO schedule of works

  • Every job as a numbered line, section by section: strip-out, structural alterations, first fix, plastering, kitchens, bathrooms, fire doors, decoration and the rest.
  • Stage 1: from the existing and proposed plans, so you can apply for lending.
  • Stage 2: one update when the building regs plans arrive (included).

We can't work from a sketch. We need the architect's existing and proposed plans, ideally the building regs plans.

An itemised Schedule of Works, prepared for your lender

Every line priceable, so every builder prices the same job.

See the full 20-page schedule of works, with generic client details (PDF)

Why it matters for your build: quotes you can compare like for like, and the paperwork your lender usually asks for.

Page of a Cooper Construction HMO schedule of works from a real job, client and address replaced with generic details: numbered, priceable lines by trade
A real Cooper Construction schedule of works, with the client and address replaced by generic details.

Why lenders send schedules back

"Kitchen £10,000" tells a lender nothing. A thin schedule can mean questions, a smaller loan or a later drawdown, and the interest runs while you wait. An itemised schedule shows the lender what the money is for.

Example: if your interest is £1,800 a month, each month of delay costs you another £1,800.

Comparing builders' quotes

Each builder prices the job they think you want. With one schedule, every builder prices the same lines, so you can put quotes side by side and see what's been left out.

You keep your builder. We write the schedule; you choose who builds it.

Want every socket, switch and finish settled before builders price, and the quotes compared for you? That's Build Ready, £3,540 inc VAT (£2,950 + VAT).

Price

WhatInc VAT+ VAT
Schedule of works only, up to 8 rooms (Stage 1 and one Stage 2 update)£834£695
Schedule of works only, 9 to 12 rooms£1,074£895
Schedule of works only, 13 rooms or more£1,314£1,095
Loan Ready: schedule of works, licensing and room-size check, cost per room and appraisal£1,500£1,250
The full package: all three stages£6,000£5,000

Loan Ready is credited in full against Build Ready or the package within 6 months: moving up to the package costs the balance, £4,500 inc VAT (£3,750 + VAT). With Build Ready, add Site Checks for £2,460 inc VAT (£2,050 + VAT) and it becomes the full package. Schedule of works only, layout only and single site visits aren't credited. All the pieces and prices.

We'll tell you whether SOW only or the Loan Ready pack fits your situation.

FAQs

My builder will write a schedule of works for free. Why pay for one?

A builder's schedule of works prices the job they plan to do, and may leave out what you want and what your lender needs to see. Ours is written for you, and every builder prices the same lines.

Do you arrange finance, or promise my lender will accept the pack?

No. We prepare the paperwork for your lender. Your broker arranges the finance. The lending decision is your lender's.

Can you work from a sketch?

No. We need the architect's existing and proposed plans, ideally the building regs plans.

Do I keep my own builder?

Yes. We write the schedule; you send it to your builder and any others you want to price it. You choose who builds it.

Want the rooms settled before the schedule is written? Start with Layout only.

£714 inc VAT (£595 + VAT): the optimised layout, the furniture plan, the first-fix plan (first fix: wiring and pipes before boarding) and the decoration plan, on your architect's drawings, with every room checked against the council's HMO room-size rules. We need your architect's proper drawings, not a sketch.

It's a low-risk way to get to know us. See the quality of our work on your own house, for £714 inc VAT (£595 + VAT). If you like it, you'll have a good idea of the quality of the rest of the package.

Layout only isn't credited against Build Ready or the package.

More about Layout only

Not sure which you need?

A 20-minute call will tell you.

or take the free 2-minute checkFive quick questions, then Tahirah calls you back.

Can't wait? Call Tahirah now on 01733 971 200.

See the full package or all the pieces and prices.